Canopy Health is proud to work with an exceptional group of carrier partners, including Health Net. Founded in California in 1977, Health Net offers a diverse selection of employer-sponsored health plans, including its SmartCare HMO plans. Keep reading to learn more about this innovative plan and our carrier partner!
Employers Are Looking for New Healthcare Options
As healthcare costs rise, employers are looking for new ways to reduce their premiums while maintaining high-quality benefits for their teams. According to Mercer’s 2018 National Survey of Employer-Sponsored Health Plans, there was a clear consensus in mid-sized and large employers’ healthcare priorities as follows:
- Managing employees with costly medical needs and conditions
- Creating an overarching culture of health
- Managing specialty pharmacy costs
- Creating focused behavioral health strategies
- Empowering employees with healthcare advocacy programs and tools
At Canopy Health, we’re working hard to meet these needs with our refreshingly clear, human approach to healthcare. As part of our strategy, we work with a series of respected carrier partners that share our vision.
Health Net SmartCare Large-Group Plans Are Cost-Effective and Easy-to-Use
Like us, Health Net believes healthcare should be accessible, affordable, and understandable. When individuals know their health options and costs and work with trusted providers, everyone benefits. Members have better outcomes and can avoid preventable health emergencies. Employers experience increased productivity and morale. And overall healthcare costs drop.
SmartCare HMO plans are available to large groups with 101 or more members, and employers can choose from a variety of SmartCare plans that offer different co-pay, maximum out-of-pocket, and premium structures.
More importantly, SmartCare plans focus on the whole health of their members. All SmartCare members select a primary care physician (PCP) who oversees their overall health and wellness. They also offer telemedicine and walk-in clinic options, making healthcare both affordable and convenient.
Studies show that when people have a PCP and meaningful access to healthcare, their outcomes improve. According to the American Association of Family Physicians, an increase of just one PCP for every 10,000 patients can lead to almost an 11% decrease in ER visits, more than a 7% fewer surgeries, and a 5.5% drop in inpatient hospital admissions. In other words, accessible, patient-centered care can improve people’s quality of life, increase their health literacy, and decrease their healthcare costs.
Employers Can Access Health Net’s Enhanced Choice Portfolio for Even More Plan Options
When your large-group clients are looking for a package of health plan options, consider Health Net’s Enhanced Choice portfolio. Employers can choose up to six Health Net plans, including its SmartCare HMO plans, giving their employees increased options. To make the portfolio even more attractive, employers can set a defined contribution based upon their lowest-cost base plan. For a personalized quote and more information about how to access the benefits of Canopy Health through a Health Net plan, visit Health Net’s website or contact your broker.
Health Net SmartCare Members Can Easily Access Canopy Health’s Benefits
Once employees join Health Net SmartCare, accessing the benefits of Canopy Health membership is easy. They don’t need to fill out another application or submit significant paperwork. Instead, they just need to select a PCP within one of our alliance’s medical groups, such as:
- Hill Physicians Medical Group
- John Muir Physician Network
- Meritage Medical Network
- Santa Clara County IPA (SCCIPA)
From there, they can request treatment with any of our alliance’s hospitals, care centers, and nearly 5,000 physicians. Members can also access our powerful MyCanopyHealth mobile app and member portal, which offer time-saving Video Visits for non-emergency care and our innovative cost estimator tool.
Mercer national survey of employer-sponsored health plans (2018). Mercer. Retrieved from https://www.mercer.us/what-we-do/health-and-benefits/strategy-and-transformation/mercer-national-survey-benefit-trends.html
Why primary care matters (n.d.). American Association of Family Physicians. Retrieved from https://www.aafp.org