Canopy Health teams with three trusted, reputable carrier partners to deliver excellent care and coverage to all our members throughout our service area. These partners have produced flexible plans that create a wide range of options for your potential clients regardless of their price point, business size, or employee need. And once employees choose one of these plans, they have access to the full Canopy Health network of providers, medical groups, hospitals, and outpatient care centers wherever they live, work, or play.
Keep reading to learn how these plans can benefit your clients and their employees, as well as how Canopy Health is reinventing healthcare in the Bay Area by providing accessible, transparent, and cost-effective care.
UnitedHealthcare SignatureValue Advantage plans have the same great coverage as their traditional HMO plans but with a lower premium, and all SignatureValue Advantage plans include the Canopy Health alliance of clinicians, medical groups, hospitals, and urgent care centers. Its clinicians are evaluated on a series of 11 cost and quality measurements, including preventive health screenings, childhood immunizations, and member satisfaction.
Further, Canopy Health and UnitedHealthcare partner to coordinate Open Enrollment support as needed. UnitedHealthcare will provide relevant quotes, and their underwriting guidelines apply to all Canopy Health products.
Western Health Advantage
Canopy Health now participates in all small and large group Western Health Advantage products in our service area of eight Bay Area counties (Alameda, Contra Costa, Marin, San Francisco, San Mateo, Solano, and Sonoma). Again, Western Health Advantage will provide relevant quotes, and their underwriting guidelines will apply to all Canopy Health products.
Western Health Advantage small and large group plans meet all your clients’ diverse needs.
- Traditional Plans: Clients whose employees are looking for more coverage can choose traditional plans. Most services are covered in full, but some may require a copayment — albeit without having first to meet a deductible.
- Deductible Plans: These plans help your clients control their spending by covering services as needed. Employees will pay copayments for ambulatory care, while hospitalizations and other services remain subject to meeting a deductible.
- HSA-Compatible High-Deductible Plans: HSA-Compatible High-Deductible Plans are designed for employees who want to build their health savings accounts to pay for prescriptions, ambulatory care, and hospitalizations. Employees are not obligated to have an HSA when they choose these plans, but they should discuss the potential benefits with a trusted tax consultant.
These plans are fully-insured HMO products, and Canopy Health offers competitive pricing by working closely with our alliance partners — including UCSF Health, John Muir Health, and Alameda Health System, among others.
Large group employers can access Canopy Health’s expansive network through Health Net’s SmartCare and Enhanced Choice plans. SmartCare is a tailored network for companies with 101+ employees, while Enhanced Choice is a defined contribution program for companies with 101 to 500 employees.
Your clients can choose to offer as many as six Health Net plans, including:
- SmartCare EOA
- Full HMO
- ExcelCare EOA
- ExcelCare HMO
- PPO (PPOs with or without HSA or HRA options)
Employees also can access numerous wellness programs and resources and the Healthy Rewards Program, which includes a $50 HRQ and wellness incentive.
Contact Canopy Health for More Information About Health Coverage Through Our Carrier Partners
As part of our commitment to providing refreshingly clear, human care to our members across eight Bay Area counties, we’ve partnered with select carriers offering affordable and transparent healthcare plans. If you’d like to learn more about any of our carrier partners, or call our Director of Business Development Denise Vance-Rodrigues directly at .
If you’re interested in learning more about Canopy Health, please or call . You can also .